■ INSIDE.XLSX · TAB BY TAB

What’s inside, tab by tab

Six tabs, each one doing exactly one job — so nothing feels overwhelming and everything just works together.

01 · BUILD YOUR BUDGET

Setup Tab

This is where your entire 2026 budget comes together — income, monthly expenses, irregular expenses (car registration, annual insurance, quarterly bills), debt repayment goals, savings goals, and your net worth goal. Everything else in the tracker flows from what you enter here.

02 · NEW FOR 2027

Net Worth Tab

Our most-requested feature, finally here. Enter your assets and liabilities each month, and watch your real net worth — and your progress toward the goal you set — update automatically, with visual charts tracking your growth over time.

03 · STREAMLINED TRACKING

Monthly Tabs (Jan–Dec)

Log every transaction once, in the tracker at the bottom of the tab — income, savings, spending, debt payments — and everything updates automatically above. No more entering the same number in five different places. Color-coded formatting shows you green when you’re on track, red when you’re not.

04 · THE FULL PICTURE

Annual Dashboard

Your entire financial year in one view — income versus spending, net worth growth, your best and worst expense categories, and progress on every savings goal, all summarized automatically from your monthly tabs.